Personal Insolvency Act 2012

Enactment Date26 December 2012
Act Number44


Number 44 of 2012


PERSONAL INSOLVENCY ACT 2012

REVISED

Updated to 10 May 2022


This Revised Act is an administrative consolidation of the Personal Insolvency Act 2012. It is prepared by the Law Reform Commission in accordance with its function under the Law Reform Commission Act 1975 (3/1975) to keep the law under review and to undertake revision and consolidation of statute law.

All Acts up to and including the Garda Síochána (Functions and Operational Areas) Act 2022 (7/2022), enacted 4 May 2022, and all statutory instruments up to and including the Personal Insolvency Act 2012 (Prescribed Financial Statement) (Amendment) Regulations 2022 (S.I. No. 228 of 2022), made 10 May 2022, were considered in the preparation of this Revised Act.

Disclaimer: While every care has been taken in the preparation of this Revised Act, the Law Reform Commission can assume no responsibility for and give no guarantees, undertakings or warranties concerning the accuracy, completeness or up to date nature of the information provided and does not accept any liability whatsoever arising from any errors or omissions. Please notify any errors, omissions and comments by email to revisedacts@lawreform.ie.


Number 44 of 2012


PERSONAL INSOLVENCY ACT 2012

REVISED

Updated to 10 May 2022


Introduction

This Revised Act presents the text of the Act as it has been amended since enactment, and preserves the format in which it was passed.

Related legislation

Personal Insolvency Acts 2012 to 2021: this Act is one of a group of Acts included in this collective citation (Personal Insolvency (Amendment) Act 2021 (10/2021), s. 18(2)). The Acts in this group are:

Personal Insolvency Act 2012 (44/2012)

Finance Act 2013 (8/2013), s. 100(3)

Courts and Civil Law (Miscellaneous Provisions) Act 2013 (32/2013), ss. 37 to 40, s. 41(4), Part 8 and s. 1 (insofar as it relates to those sections and that Part)

Companies (Miscellaneous Provisions) Act 2013 (46/2013), s. 9

Personal Insolvency (Amendment) Act 2015 (32/2015)

Personal Insolvency (Amendment) Act 2021 (10/2021)

Annotations

This Revised Act is annotated and includes textual and non-textual amendments, statutory instruments made pursuant to the Act and previous affecting provisions.

An explanation of how to read annotations is available at

www.lawreform.ie/annotations.

Material not updated in this revision

Where other legislation is amended by this Act, those amendments may have been superseded by other amendments in other legislation, or the amended legislation may have been repealed or revoked. This information is not represented in this revision but will be reflected in a revision of the amended legislation if one is available.

Where legislation or a fragment of legislation is referred to in annotations, changes to this legislation or fragment may not be reflected in this revision but will be reflected in a revision of the legislation referred to if one is available.

A list of legislative changes to any Act, and to statutory instruments from 1972, may be found linked from the page of the Act or statutory instrument at

www.irishstatutebook.ie.

Acts which affect or previously affected this revision

Personal Insolvency (Amendment) Act 2021 (10/2021)

Data Protection Act 2018 (7/2018)

Personal Insolvency (Amendment) Act 2015 (32/2015)

Freedom of Information Act 2014 (30/2014)

Companies (Miscellaneous Provisions) Act 2013 (46/2013)

Courts and Civil Law (Miscellaneous Provisions) Act 2013 (32/2013)

Land and Conveyancing Law Reform Act 2013 (30/2013)

Finance Act 2013 (8/2013)

All Acts up to and including Garda Síochána (Functions and Operational Areas) Act 2022 (7/2022), enacted 4 May 2022, were considered in the preparation of this revision.

Statutory instruments which affect or previously affected this revision

Personal Insolvency Act 2012 (Prescribed Financial Statement) (Amendment) Regulations 2022 (S.I. No. 228 of 2022)

Personal Insolvency Act 2012 (Prescribed Debt Relief Notice Application Form) Regulations 2022 (S.I. No. 215 of 2022)

Personal Insolvency Act 2012 (Prescribed Protective Certificate Debt Settlement Arrangement Application Form) Regulations 2022 (S.I. No. 214 of 2022)

Personal Insolvency Act 2012 (Prescribed Protective Certificate Personal Insolvency Arrangement Application Form) Regulations 2022 (S.I. No. 213 of 2022)

Personal Insolvency Act 2012 (Prescribed Debt Relief Notice Application Form) (Amendment) Regulations 2022 (S.I. No. 18 of 2022)

Personal Insolvency Act 2012 (Prescribed Fees) (Amendment) Regulations 2020 (S.I. No. 678 of 2020)

Personal Insolvency Act 2012 (Prescribed Fees) (Amendment) Regulations 2017 (S.I. No. 609 of 2017)

Personal Insolvency Act 2012 (Worth of Motor Vehicle) Regulations 2017 (S.I. No. 594 of 2017)

Personal Insolvency Act 2012 (Renewal of Authorisation of Personal Insolvency Practitioners) Regulations 2016 (S.I. No. 226 of 2016)

Personal Insolvency Act 2012 (Prescribed Fees) Regulations 2015 (S.I. No. 620 of 2015)

Personal Insolvency Act 2012 (Written Statement Disclosing All of the Debtor‘s Financial Affairs) Regulations 2015 (S.I. No. 416 of 2015)

Supreme Court, Court of Appeal and High Court (Fees) Order 2014 (S.I. No. 492 of 2014)

Circuit Court (Fees) (No. 2) Order 2014 (S.I. No. 491 of 2014)

Personal Insolvency Act 2012 (Prescribed Fees) (No. 2) Regulations 2014 (S.I. No. 459 of 2014)

Personal Insolvency Act 2012 (Regulatory Disclosure Statement of a Personal Insolvency Practitioner) Regulations 2014 (S.I. No. 319 of 2014)

Personal Insolvency Act 2012 (Prescribed Financial Statement) Regulations 2014 (S.I. No. 259 of 2014)

Personal Insolvency Act 2012 (Prescribed Fees) Regulations 2014 (S.I. No. 141 of 2014)

Supreme Court and High Court (Fees) Order 2014 (S.I. No. 24 of 2014)

Circuit Court (Fees) Order 2014 (S.I. No. 23 of 2013)

Supreme Court and High Court (Fees) (No. 2) Order 2013 (S.I. No. 466 of 2013)

Personal Insolvency Act 2012 (Prescribed Fees in Bankruptcy Matters) Regulations 2013 (S.I. No. 465 of 2013)

Personal Insolvency Act 2012 (Part 4) (Commencement) Order 2013 (S.I. No. 462 of 2013)

Personal Insolvency Act 2012 (Additional Information to be contained in the Registers) Regulations 2013 (S.I. No. 356 of 2013)

Personal Insolvency Act 2012 (Notification in relation to Excludable Debt) Regulations 2013 (S.I. No. 337 of 2013)

Personal Insolvency Act 2012 (Procedures for the Conduct of Creditors’ Meetings) Regulations 2013(S.I. No. 335 of 2013)

Personal Insolvency Act 2012 (Schedule of Creditors) Regulations 2013 (S.I. No. 334 of 2013)

Personal Insolvency Act 2012 (Prescribed Debt Relief Notice Application Form) Regulations 2013 (S.I. No. 333 of 2013)

Personal Insolvency Act 2012 (Prescribed Protective Certificate Debt Settlement Arrangement Application Form) Regulations 2013 (S.I. No. 332 of 2013)

Personal Insolvency Act 2012 (Prescribed Protective Certificate Personal Insolvency Arrangement Application Form) Regulations 2013 (S.I. No. 331 of 2013)

Personal Insolvency Act 2012 (Value above which a debtor must not transfer, lease, grant security over, or otherwise dispose of any interest in property) Regulations 2013 (S.I. No. 330 of 2013)

Personal Insolvency Act 2012 (Prescribed Fees) Regulations 2013 (S.I. No. 329 of 2013)

Personal Insolvency Act 2012 (Prescribed Financial Statement) Regulations 2013 (S.I. No. 326 of 2013)

Personal Insolvency Act 2012 (Written Statement Disclosing All of the Debtor’s Financial Affairs) Regulations 2013 (S.I. No. 312 of 2013)

Personal Insolvency Act 2012 (Commencement) (No. 3) Order 2013 (S.I. No. 285 of 2013)

Personal Insolvency Act 2012 (Accounts and Related Matters) Regulations 2013 (S.I. No. 247 of 2013)

Personal Insolvency Act 2012 (Personal Insolvency Practitioner Authorisation and Renewal of Authorisation Prescribed Fees) Regulations 2013 (S.I. No. 246 of 2013)

Supreme Court and High Court (Fees) Order 2013 (S.I. No. 239 of 2013)

Personal Insolvency Act 2012 (Authorisation of Approved Intermediaries) Regulations 2013 (S.I. No. 216 of 2013)

Personal Insolvency Act 2012 (Authorisation and Supervision of Personal Insolvency Practitioners) Regulations 2013 (S.I. No. 209 of 2013)

Personal Insolvency Act 2012 (Establishment Day) Order 2013 (S.I. No. 64 of 2013)

Personal Insolvency Act 2012 (Commencement) (No. 2) Order 2013 (S.I. No. 63 of 2013)

Personal Insolvency Act 2012 (Part 6) (Commencement) Order 2013 (S.I. No. 14 of 2013)

All statutory instruments up to and including Personal Insolvency Act 2012 (Prescribed Financial Statement) (Amendment) Regulations 2022 (S.I. No. 228 of 2022), made 10 May 2022, were considered in the preparation of this revision.


Number 44 of 2012


PERSONAL INSOLVENCY ACT 2012

REVISED

Updated to 10 May 2022



Acts Referred to

Asset Covered Securities Act 2001

2001, No. 47

Bankruptcy Act 1988

1988, No. 27

Civil Partnership and Certain Rights and Obligations of Cohabitants Act 2010

2010, No. 24

Comptroller and Auditor General (Amendment) Act 1993

1993, No. 8

Consumer Credit Act 1995

1995, No. 24

Courts Act 1973

1973, No. 26

Courts Act 1977

1977, No. 11

Courts and Court Officers Act 1995

1995, No. 31

Courts and Court Officers Act 2002

2002, No. 15

Courts and Court Officers Act 2009

2009, No. 36

Courts (Establishment and Constitution) Act 1961

1961, No. 39

Courts of Justice Act 1924

1924, No. 10

Courts of Justice Act 1947

1947...

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