BUPA Ireland Ltd & BUPA Insurance Ltd v Health Insurance Authority & Others

JurisdictionIreland
JudgeMr. Justice William M. McKechnie
Judgment Date23 November 2006
Neutral Citation[2006] IEHC 431
CourtHigh Court
Date23 November 2006

[2006] IEHC 431

THE HIGH COURT

[2005/532 JR]
BUPA IRELAND LTD & BUPA INSURANCE LTD v HEALTH INSURANCE AUTHORITY & ORS
JUDICIAL REVIEW

BETWEEN

BUPA IRELAND LIMITED AND BUPA INSURANCE LIMITED
APPLICANTS

and

THE HEALTH INSURANCE AUTHORITY, THE MINISTER FOR HEALTH AND CHILDREN, IRELAND AND THE ATTORNEY GENERAL
RESPONDENTS

and

VOLUNTARY HEALTH INSURANCE BOARD
NOTICE PARTY

HEALTH INSURANCE ACT 1994 PART IV

RISK EQUALISATION SCHEME 2003 SI 261/2003

HEALTH INSURANCE ACT 1994 S12

TREATY OF ROME ART 43

TREATY OF ROME ART 49

TREATY OF ROME ART 86

EEC DIR 73/239

EEC DIR 88/357

CONSTITUTION ART 15

CONSTITUTION ART 21

CONSTITUTION ART 40.3

CONSTITUTION ART 43

EEC DIR 92/49

EEC DIR 94/49 ART 54

TREATY OF ROME ART 10

TREATY OF ROME ART 82

CONSTITUTION ART 15.2

CONSTITUTION ART 21.1.1

CONSTITUTION ART 40.3.2

HEALTH INSURANCE ACT 1994 S7

HEALTH INSURANCE ACT 1994 S8

HEALTH INSURANCE ACT 1994 S9

HEALTH INSURANCE ACT 1994 S10

HEALTH INSURANCE ACT 1994 S11

INTERPRETATION ACT 2005 S5(1)

INTERPRETATION ACT 2005 S22(3)

TREATY OF ROME ART 46(1)

TREATY OF ROME ART 55

TREATY OF ROME ART 86(1)

TREATY OF ROME ART 86(2)

TREATY OF ROME ART 12

TREATY OF ROME ART 81

TREATY OF ROME ART 83

TREATY OF ROME ART 84

TREATY OF ROME ART 85

TREATY OF ROME ART 86

TREATY OF ROME ART 87

TREATY OF ROME ART 88

TREATY OF ROME ART 89

EEC DIR 92/49 ART 54(1)

HEALTH CONTRIBUTIONS ACT 1979

VOLUNTARY HEALTH INSURANCE ACT 1957

VOLUNTARY HEALTH INSURANCE (AMENDMENT) ACT 1996

HEALTH INSURANCE ACT 1994 (REGISTRATION) REGS 1996 SI 80/1996

HEALTH INSURANCE ACT 1994 (OPEN ENROLMENT) REGS 1996 SI 81/1996

HEALTH INSURANCE ACT 1994 (LIFETIME COVER) REGS 1996 SI 82/1996

HEALTH INSURANCE ACT 1994 (MINIMUM BENEFIT) REGS 1996 SI 83/1996

HEALTH INSURANCE ACT 1994 (RISK EQUALISATION SCHEME) 1996 SI 84/1996

VOLUNTARY HEALTH INSURANCE (AMENDMENT) ACT 1998

HEALTH INSURANCE ACT 1994 (RISK EQUALISATION) (REVOCATION) REGS 1999 SI 32/1999

HEALTH INSURANCE (AMENDMENT) ACT 2001

HEALTH INSURANCE (AMENDMENT) ACT 2003

RISK EQUALISATION (AMENDMENT) SCHEME 2003 SI 710/2003

RISK EQUALISATION (AMENDMENT) SCHEME 2005 SI 334/2005

HEALTH INSURANCE ACT 1994 S2

HEALTH INSURANCE ACT 1994 S20

HEALTH INSURANCE ACT 1994 S7(1)(c)

HEALTH INSURANCE ACT 1994 S2A

HEALTH INSURANCE ACT 1994 S3(4)(c)

HEALTH INSURANCE ACT 1994 S4

HEALTH INSURANCE ACT 1994 S7(1)

HEALTH INSURANCE (AMENDMENT) ACT 2001 S5

HEALTH INSURANCE ACT 1994 S7(2)

HEALTH INSURANCE ACT 1994 S7(3)

HEALTH INSURANCE ACT 2001 (OPEN ENROLMENT) REGS 2005 SI 332/2005

HEALTH INSURANCE (AMENDMENT) ACT 2001 S9

HEALTH INSURANCE (AMENDMENT) ACT 2003 S5

HEALTH INSURANCE ACT 1994 S12(2)(b)

HEALTH INSURANCE ACT 1994 S12(5)

HEALTH INSURANCE ACT 1994 S12(6)

HEALTH INSURANCE ACT 1994 S12(10)(a)(iii)

HEALTH INSURANCE ACT 1994 S12(10)(c)

HEALTH INSURANCE ACT 1994 S21(1)(d)

REPORT OF THE ADVISORY GROUP ON THE RISK EQUALISATION SCHEME (THE HARVEY REPORT) 1998

DEPT HEALTH & CHILDREN 1999 TECHNICAL PAPER ON A PROPOSED AMENDED SCHEME

DEPT HEALTH & CHILDREN 1999 WHITE PAPER ON PRIVATE HEALTH INSURANCE

HEALTH INSURANCE AUTHORITY 2002 CONSULTATION PAPER ON RISK EQUALISATION IN THE PRIVATE HEALTH INSURANCE MARKET IN IRELAND

RSC O.84 r21(1)

DE ROISTE v MIN FOR DEFENCE & ORS 2001 1 IR 190 2001 2 ILRM 241 2001 ELR 33 2001 6 1371

O'DONNELL v DUN LAOGHAIRE CORPORATION 1991 ILRM 301

O'BRIEN v MORIARTY (PAYMENTS TRIBUNAL) 2005 2 ILRM 321 2005 45 9458 2005 IESC 32

DEKRA EIREANN TEORANTA v MIN FOR ENVIRONMENT & SGS (IRL) LTD 2003 2 IR 270 2003 2 ILRM 210 2003 12 2484

HOWARD v COMMISSIONER OF PUBLIC WORKS 1994 1 IR 101

CRILLY v T & J FARRINGTON LTD & O'CONNOR 2001 3 IR 251 2000 1 ILRM 548 1999 6 1332

HEALTH INSURANCE ACT 1994 S12(10)

EEC DIR 92/49 RECITAL 22

EEC DIR 92/49 RECITAL 23

EEC DIR 92/49 RECITAL 24

CONSTITUTION ART 43.2.1

CONSTITUTION ART 43.2.2

CONSTITUTION ART 22

CITYVIEW PRESS v COMHAIRLE OILIUNA 1980 IR 381

CONSTITUTION ART 43.2

CONSTITUTION ART 43.3.2

PIGS MARKETING BOARD v DONNELLY 1939 IR 413

PIGS & BACON ACT 1935

O'NEILL v MIN FOR AGRICULTURE & FOOD 1998 1 IR 539 1997 2 ILRM 435

LAURENTIU v MIN FOR JUSTICE 1999 4 IR 26 1999 15 4552

LEONTJAVA & CHANG v DPP & ORS 2004 1 IR 615 2005 1 ILRM 214 2004 28 6431

CONSTITUTION ART 21.2.2

IRISH EMPLOYERS MUTUAL INSURANCE ASSOC LTD, IN RE 1955 IR 176

O'MALLEY v CEANN COMHAIRLE 1997 1 IR 427 1997 11 3508

HOGAN JM KELLY: THE IRISH CONSTITUTION 4ED 2003 PARA 4.5.08

HOGAN JM KELLY: THE IRISH CONSTITUTION 4ED 2003 PARA 4.5.09

HOGAN JM KELLY: THE IRISH CONSTITUTION 4ED 2003 PARA 4.5.10

HOGAN JM KELLY: THE IRISH CONSTITUTION 4ED 2003 PARA 4.5.11

O'CROWLEY v MIN FOR JUSTICE & MIN FOR FINANCE 1935 IR 536

CONSTITUTION ART 35

MAGUIRE & ORS v ARDAGH & ORS (OIREACHTAS JOINT COMMITTEE ON JUSTICE) [ABBEYLARA CASE] 2002 1 IR 385 2001 14 3995

CONSTITUTION ART 22.2

CONSTITUTION ART 15.2

CONSTITUTION ART 15.2.2

CASSIDY v MIN FOR INDUSTRY & COMMERCE 1978 IR 297

MCDAID v SHEEHY & ORS 1991 1 IR 1 1989 ILRM 342 1989 3 513

IMPOSITION OF DUTIES ACT 1957

CRONIN v COMPETITION AUTHORITY & MIN ENTERPRISE & EMPLOYMENT 1998 1 IR 265 1998 2 ILRM 51 1998 14 5166

COMPETITION ACT 1991 S4(1)

COMPETITION ACT 1991 S4(2)

LIVE STOCK (ARTIFICIAL INSEMINATION) ACT 1947

ALIENS ACT 1935 S5(1)(e)

MISTRETTA v UNITED STATES 1989 488 US 361

MAHER & ORS v MIN FOR AGRICULTURE & ORS 2001 2 IR 139 2000 12 4614

CONSTITUTION ART 15.2.1

ALIENS ACT 1935 S5(1)(h)

GILLIGAN v GOVERNOR OF PORTLAOISE PRISON & ORS UNREP MCKECHNIE 12.4.2001 2001/10/2728

HEALTH INSURANCE ACT 1994 S12(2)(e)

HEALTH INSURANCE ACT 1994 S12(3)

CONSTITUTION ART 28

INDUSTRIAL TRAINING ACT 1967 S12(1)

HEALTH INSURANCE ACT 1994 S12(1)

HEALTH INSURANCE ACT 1994 S12(2)(a)

HEALTH INSURANCE ACT 1994 S12(3)(a)

HEALTH INSURANCE ACT 1994 S12(4)(a)

HEALTH INSURANCE ACT 1994 S12(4)(b)

HEALTH INSURANCE ACT 1994 S12(3)(

HEALTH INSURANCE ACT 1994 S12(4)(c)(1)(ii)

HEALTH INSURANCE ACT 1994 S12(7)

HEALTH INSURANCE ACT 1994 S12(8)

HEALTH INSURANCE ACT 1994 S12(9)

HEALTH INSURANCE ACT 1994 S12(3)

HEALTH INSURANCE ACT 1994 S12(4)(c)(i)(III)

HEALTH INSURANCE ACT 1994 S12(4)(c)(ii)(III)

INTERPRETATION ACT 1937 S15(3)

INTERPRETATION ACT 2005 S22(3)

RISK EQUALISATION SCHEME 2003 SI 261/2003 PART II ART 8

RISK EQUALISATION SCHEME 2003 SI 261/2003 FIRST SCHED

HEALTH ACT 1970 S53

HEALTH ACT 1970 S55

RISK EQUALISATION SCHEME 2003 SI 261/2003 PART III ART 9

RISK EQUALISATION SCHEME 2003 SI 261/2003 THIRD SCHED FORM 1

RISK EQUALISATION SCHEME 2003 SI 261/2003 PART IV ART 10(2)

RISK EQUALISATION SCHEME 2003 SI 261/2003 PART IV ART 10(4)

RISK EQUALISATION SCHEME 2003 SI 261/2003 SECOND SCHED

RISK EQUALISATION SCHEME 2003 SI 261/2003 PART IV ART 10

RISK EQUALISATION SCHEME 2003 SI 261/2003 SECOND SCHED PARA 5

RISK EQUALISATION SCHEME 2003 SI 261/2003 SECOND SCHED PARA 8

TREATY OF ROME 1957 ART 57(2)

TREATY OF ROME 1957 ART 66

TREATY OF ROME 1957 ART 47(2)

TREATY OF ROME 1957 ART 3

EEC DIR 72/239 ART 8

EEC DIR 92/49 ART 6

EEC DIR 92/49 ART 29

EEC DIR 92/49 ART 39

EEC DIR 73/239 ART 6

EEC DIR 73/239 ART 7

EEC DIR 73/239 ART 13

EEC DIR 92/49 ART 4

EEC DIR 92/49 ART 5

EEC DIR 92/49 ART 9

BAUHUIS v THE NETHERLANDS 1977 ECR 5

STAATSSECRETARIS VAN FINANCIEN v VELKER INTERNATIONAL OIL CO LTD NV 1990 ECR 1

EEC DIR 92/49 ART 54 PARA 2

EEC DIR 92/49 ART 54 RECITAL 19

EEC DIR 92/49 ART 54 RECITAL 20

EEC DIR 92/49 ART 54 RECITAL 21

MOSSIALOS & THOMSON VOLUNTARY HEALTH INSURANCE IN THE EUROPEAN UNION: A CRITICAL ASSESSMENT 2002 INTERNATIONAL JOURNAL OF HEALTH SERVICES 32 1 19-88

INTERPRETATIVE COMMUNICATION OF THE COMMISSION 2000/C43/03 FREEDOM TO PROVIDE SERVICES & THE GENERAL GOOD IN THE INSURANCE SECTOR 2000 OFFICIAL JOURNAL OF THE EUROPEAN COMMUNITIES

EEC DIR 92/49 ART 28

EEC DIR 92/49 ART 29

GEBHARD v CONSIGLIO DELL'ORDINE DEGLI AVVOCATI E PROCURATORI DI MILANO 1995 ECR I-4165

TREATY OF ROME 1957 ART 46

COMMISSION OF THE EUROPEAN COMMUNITIES v FEDERAL REPUBLIC OF GERMANY 1992 ECR I-2575

CONSTITUTION ART 40

TREATY OF ROME 1957 ART 48

PROCUREUR DU ROI v DASSONVILLE 1974 ECR 837

REWE-ZENTRAL AG v BUNDESMONOPOLVERWALTUNG FUR BRANNTWEIN 1979 ECR 649 (PAGE 653 "CASSIS DE DIJON")

CRIMINAL PROCEEDINGS AGAINST KECK & MITHOUARD 1993 I-6097

CRIMINAL PROCEEDINGS AGAINST MACQUEN & ORS 2001 ECR I-837

KRAUS v LAND BADEN WURTTEMBERG 1993 ECR I-1663

STANTON & SA BELGE S'ASSURANCES L'ETOILE 1905 v INASTI 1988 ECR 3877

RSVZ v WOLF & NV MICROTHERM EUROPE & ORS 1988 ECR 3897

INASTI v KEMMLER 1996 ECR I-703

TREATY OF ROME 1957 ART 2

TREATY OF ROME 1957 ART 4(1)

TREATY OF ROME 1957 ART 157

BELLAMY & CHILD EUROPEAN COMMUNITY LAW OF COMPETITION 5ED 2001 39

NV GB-INNO-BM v ATAB 1977 ECR 2115

TREATY OF ROME 1957 ART 3(1)(g)

TREATY OF ROME 1957 ART 86(1)

DEANE v VOLUNTARY HEALTH INSURANCE BOARD (VHI) 1992 2 IR 319

FRENCH REPUBLIC, ITALIAN REPUBLIC & UNITED KINGDOM OF GREAT BRITAIN & NORTHERN IRELAND v COMMISSION OF THE EUROPEAN COMMUNITIES 1982 ECR 2545

COMMISSION OF THE EUROPEAN COMMUNITIES v IRELAND 1992 ECR 4005

REGIE DES TELEGRAPHES ET DES TELEPHONES (RTT) v GB-INNO-BM SA 1991 ECR I-5973

CRIMINAL PROCEEDINGS AGAINST CORBEAU 1993 ECR I-2533

DEUTSCHE POST AG v GESELLSCHAFT FUR ZHALUNGSSYSTEME MBH (GZS) & CITICORP KARTENSERVICE GMBH 2000 ECR I-825

UNIVERSAL POSTAL CONVENTION 1989

UNIFORM EUROCHEQUES 1995 3 CMLR 434

GEMA 1971 OJL 134

AIR INTER SA v COMMISSION OF THE EUROPEAN COMMUNITIES 1997 ECR II-97

HOFFMAN LA ROCHE & CO AG v COMMISSION OF THE EUROPEAN COMMUNITIES 1979 ECR 461

FRENCH REPUBLIC v COMMISSION OF THE EUROPEAN COMMUNITIES 1991 ECR II-1223

SACCHI 1974 ECR 409

HOFNER & ELSER v MACROTRON GMBH 1991 ECR I-1979

SOCIETE CIVILE AGRICOLE DU CENTRE D'INSEMINATION DE LA CRESPELLE v CO-OPERATIVE D'ELEVAGE ET D'INSEMINATION ARTIFICIELLE DU DEPARTEMENT DE LA MAYENNE 1994 ECR I-05077

TREATY OF ROME ART 90(1)

CRIMINAL PROCEEDINGS AGAINST BANCHERO 1995 ECR I-046

BELLAMY & CHILD EUROPEAN COMMUNITY...

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1 books & journal articles
  • The proportionality test: present problems
    • Ireland
    • Irish Judicial Studies Journal No. 1-8, January 2008
    • 1 January 2008
    ...judicial attention. 52See also McKechnie J. in BUPA Ireland & BUPA Insurance Ltd v. The Health Insurance Authority and others [2006] I.E.H.C. 431, at para. 238. 53[2003] 2 I.R. 321. The decision, and also the reasoning applied were affirmed in the later case of P.H. v. Ireland [2006] I.E.H.......

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